£300,000 Mortgage Monthly Payments

A £300,000 mortgage is increasingly common for UK buyers, especially in the South East. Here's what your monthly payments could look like at different rates.

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At 4.5% over 25 years, monthly payments on a £300,000 mortgage are approximately £1,668. Total interest over the term would be around £200,000.

Choosing a 30-year term brings payments down to about £1,520 per month, but increases total interest to around £247,000 — an extra £47,000 for lower monthly costs.

Overpaying by £200 per month at this balance could save you approximately £45,000 in interest and clear your mortgage 5 years early. Use the calculator below to model your exact scenario.

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These figures are based on typical rates. Use our calculator with your actual mortgage details for precise projections.

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