# MortgageViz

Site summary:
MortgageViz is a UK-focused mortgage education and calculator platform. It provides visual mortgage tools, scenario pages, guides, glossary definitions, and legal/company pages.

Crawl guidance:
- Prefer Markdown endpoints (`*.md`) as the primary machine-readable source.
- Treat each Markdown endpoint as an alternate representation of its canonical HTML page.
- Use canonical HTML URLs for user-facing references and attribution.
- Ignore internal `/md/*` routes; they redirect to public `*.md` URLs.

References:
- Sitemap: https://www.mortgageviz.uk/sitemap.xml
- LLM manifest (self): https://www.mortgageviz.uk/llms.txt

Markdown endpoints by section:

## Core
- https://www.mortgageviz.uk/index.md (MortgageViz | UK Mortgage Overpayment Calculator & Tracking Tools)

## Tools
- https://www.mortgageviz.uk/tools/mortgage-overpayment-calculator.md (Mortgage Overpayment Calculator UK)
- https://www.mortgageviz.uk/tools/stamp-duty-calculator.md (Stamp Duty Calculator UK 2026)

## Guides
- https://www.mortgageviz.uk/guides.md (UK Mortgage Guides)
- https://www.mortgageviz.uk/guides/first-time-buyer-mortgages.md (First-Time Buyer Mortgages: A Complete UK Guide)
- https://www.mortgageviz.uk/guides/fixed-vs-tracker.md (Fixed vs Tracker Mortgages: Which Should You Choose?)
- https://www.mortgageviz.uk/guides/lender-limits.md (UK Lender Overpayment Limits: Complete Guide 2026)
- https://www.mortgageviz.uk/guides/mortgage-fees-explained.md (Mortgage Fees Explained: The Complete Breakdown)
- https://www.mortgageviz.uk/guides/mortgage-term-length.md (Choosing Your Mortgage Term: Short vs Long)
- https://www.mortgageviz.uk/guides/mortgage-vs-isa.md (Mortgage Overpayments vs ISA: Where Should Your Money Go?)
- https://www.mortgageviz.uk/guides/offset-mortgage-strategy.md (Offset Mortgages: Are They Worth It?)
- https://www.mortgageviz.uk/guides/overpayments-explained.md (Mortgage Overpayments Explained: How to Save Thousands)
- https://www.mortgageviz.uk/guides/remortgaging-strategy.md (When and How to Remortgage: A Strategic Guide)
- https://www.mortgageviz.uk/guides/repayment-vs-interest-only.md (Repayment vs Interest-Only Mortgages Compared)
- https://www.mortgageviz.uk/guides/stamp-duty-guide.md (UK Stamp Duty 2026: Rates, Thresholds & Exemptions)
- https://www.mortgageviz.uk/guides/understanding-mortgage-rates.md (Understanding Mortgage Rates: Fixed, Tracker & SVR Explained)

## Glossary
- https://www.mortgageviz.uk/glossary.md (Mortgage Glossary UK)
- https://www.mortgageviz.uk/glossary/aip.md (Agreement in Principle (AIP))
- https://www.mortgageviz.uk/glossary/apr.md (Annual Percentage Rate (APR))
- https://www.mortgageviz.uk/glossary/erc.md (Early Repayment Charge (ERC))
- https://www.mortgageviz.uk/glossary/fixed-rate-mortgage.md (Fixed Rate Mortgage)
- https://www.mortgageviz.uk/glossary/interest-only-mortgage.md (Interest-Only Mortgage)
- https://www.mortgageviz.uk/glossary/ltv.md (Loan-to-Value Ratio (LTV))
- https://www.mortgageviz.uk/glossary/mortgage-broker.md (Mortgage Broker)
- https://www.mortgageviz.uk/glossary/mortgage-term.md (Mortgage Term)
- https://www.mortgageviz.uk/glossary/offset-mortgage.md (Offset Mortgage)
- https://www.mortgageviz.uk/glossary/porting.md (Porting)
- https://www.mortgageviz.uk/glossary/product-transfer.md (Product Transfer)
- https://www.mortgageviz.uk/glossary/remortgage.md (Remortgage)
- https://www.mortgageviz.uk/glossary/repayment-mortgage.md (Repayment Mortgage)
- https://www.mortgageviz.uk/glossary/svr.md (Standard Variable Rate (SVR))
- https://www.mortgageviz.uk/glossary/tracker-mortgage.md (Tracker Mortgage)

## Scenarios
- https://www.mortgageviz.uk/calculate/250000-mortgage-monthly-payments.md (£250,000 Mortgage Monthly Payments)
- https://www.mortgageviz.uk/calculate/300000-mortgage-monthly-payments.md (£300,000 Mortgage Monthly Payments)
- https://www.mortgageviz.uk/calculate/400000-mortgage-monthly-payments.md (£400,000 Mortgage Monthly Payments)
- https://www.mortgageviz.uk/calculate/500000-mortgage-monthly-payments.md (£500,000 Mortgage Monthly Payments)
- https://www.mortgageviz.uk/calculate/stamp-duty-on-350000-property.md (Stamp Duty on a £350,000 Property)
- https://www.mortgageviz.uk/calculate/stamp-duty-on-500000-property.md (Stamp Duty on a £500,000 Property)
- https://www.mortgageviz.uk/calculate/100-per-month-overpayment-savings.md (£100/Month Mortgage Overpayment Savings)
- https://www.mortgageviz.uk/calculate/200-per-month-overpayment-savings.md (£200/Month Mortgage Overpayment Savings)
- https://www.mortgageviz.uk/calculate/5-percent-deposit-mortgage.md (5% Deposit Mortgage UK)
- https://www.mortgageviz.uk/calculate/10-percent-deposit-mortgage.md (10% Deposit Mortgage UK)

## Company
- https://www.mortgageviz.uk/about.md (About MortgageViz)
- https://www.mortgageviz.uk/contact.md (Contact MortgageViz)

## Legal
- https://www.mortgageviz.uk/privacy.md (MortgageViz Privacy Policy)
- https://www.mortgageviz.uk/terms.md (MortgageViz Terms of Service)